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Like the art school scam, this ruse depends on using your guilt to coerce you out of your money. Some of these scams are distraction thefts (one person distracts you while the other steals your card some switch a merchant's debit keypad for a tampered or fake version, some add extra hardware to ATM cashpoints to skim the magnetic stripe from payment cards. "Nokia Introduces the Next Story in Video with the Nokia N93". 110 111 There had been speculation for long that Nokia was experimenting with Android at the time. Retrieved chofield, Jack (27 November 2007). Payment card scams edit See also: Theft#Payment card theft Your credit card number, your debit card PIN, or even the card itself is an obvious target for theft and fraud. The term is used mainly in the Caribbean region, but the phenomenon is common elsewhere as well.